Financial Year

An in-depth overview of the financial year, including definitions, examples, related terms, online resources, and suggested reading materials.

Definition

Financial Year

1. Any year connected with finance, such as a company’s accounting period or a year for which budgets are made up.

2. In the UK, a specific period relating to corporation tax, i.e., the 12 months beginning on April 1 in one year and ending on March 31 in the next year. Corporation tax rates are set for specific financial years by the Chancellor in the Budget; if a company’s accounting period crosses two financial years, the profits must be apportioned to the relevant financial years to determine the applicable tax rates. Compare: [fiscal year]

Examples

  1. Corporate Financial Reporting: A company in the UK planning its annual report for the year ending March 31, 2022, will base its financial year from April 1, 2021, to March 31, 2022.
  2. Tax Calculation: A corporation with an accounting period of January 1, 2021, to December 31, 2021, will need to apportion its profits between two financial years for corporation tax purposes: April 1, 2020, to March 31, 2021, and April 1, 2021, to March 31, 2022.

Frequently Asked Questions (FAQs)

What is a financial year?

A financial year is a specific 12-month period used for accounting purposes and financial reporting. It does not always align with the calendar year.

How does a financial year differ from a fiscal year?

While the terms are often used interchangeably, a fiscal year typically refers to a 12-month period set by each country or organization for accounting and tax purposes. For example, in the U.S., the fiscal year runs from October 1 to September 30.

Why is the financial year important?

The financial year is crucial for organizing financial statements, budgeting, and determining taxable income and applicable tax rates.

How is a financial year determined?

In the UK, the financial year for tax purposes runs from April 1 to March 31. However, companies can set their own accounting periods, provided they comply with legal requirements and apportion profits across financial years if needed.

What happens if a company’s accounting period spans two financial years?

The company must apportion its profits between the two financial years to determine the correct tax rates applicable for each period.

  • Accounting Period: The span of time covered by financial statements, typically one year.
  • Corporation Tax: A tax imposed on the net income (profit) of a corporation.
  • Fiscal Year: Any yearly period used for accounting purposes; for example, the United States government’s fiscal year starts on October 1 and ends on September 30.
  • Budget: A financial plan for a defined period, often one year, that includes planned revenues and expenditures.

Online References

Suggested Books for Further Studies

  • “Intermediate Financial Accounting” by Glenn Arnold
  • “Financial Accounting” by Robert Libby, Patricia Libby, and Daniel Short
  • “Taxation of Corporations and Shareholders” by Boris I. Bittker, James S. Eustice

Accounting Basics: “Financial Year” Fundamentals Quiz

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